hay ,daughter,let me ask you something.
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yes ,dad?

do you have life insurants?

well ,no ,It 's just seens like another bill we'd have to pay.

you have children now,what it something got for better having it to you.

that's true,well,how much do you think I should get.

It 100 policy shoud be too expensive,here ,call my agent,he'll give you a good deal.