Tempting as it may be to launch your career in Boston, New York, Los Angeles or San Francisco, you may find it just as rewarding -- and a heck of a lot cheaper -- to look beyond the bright lights and high rents of those meccas for twenty somethings. By considering locations with a lower cost of living such as Atlanta, Minneapolis or Austin, Tex., your paycheck dollars will stretch further. 在波斯顿、纽约、洛杉矶或三藩市开展职业生涯也许令人心动，但是，你会发现对二十来岁的人来说，那些不那么热门的、房租不太贵的城市也一样是不错的选择。可以考虑如亚特兰大，明尼阿波利斯市，或德州奥斯丁这样生活成本较低的地区，那么你的收入就会更经用。
3. Commute. 上班交通
This may not seem like a big deal at first, but fluctuating gas prices can impact your budget if you've got a long commute -- not to mention sitting in traffic can get old really fast. Commuters take 25 minutes, on average, to get to work each day, according to the Census Bureau. If they take just as long to get home, they're spending more than four hours a week getting to and from their jobs, or more than 200 hours a year. But time isn't the only factor: Consider how stressful the commute is, too. Will you be forced to travel congested side streets or is there a more free-flowing route to the office? Is public transportation an option? Make sure you add up the cost of any bus fare, parking fees or tolls. 交通初听上去也许不是一个大问题，但是，如果你通勤距离很长；那么波动的汽油价格会对你的预算开支有影响——更不用说被夹在车流中真的很容易让人更快变老。根据统计局数据，人们每天上班平均要花25分钟。如果下班时也要花一样的时间，那么每周光上下班就要花去四个多小时，一年就要花去200多个小时。但是时间并不是唯一的因素：想想看这会带来多大的精神压力吧。在去公司的路上，你是愿意被迫挤上拥塞的小路，还是想有一条更通畅的路？可以选择公共交通吗？确保你把公车车票，停车费或道路费都一起算进来
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